There are a few tips every student needs before applying to one:

-Apply for financial aid early, ship your application as soon as possible

-Campus financial aid office is there to help you

-Take a full review of what and how are you spending, even for a cup of coffee

-Keep your debts under control

-You don’t really need more expenses than you can actually afford, take a reality check!

-Used textbooks are usually as good as new ones, sometimes they can actually be more valuable as exercises and important parts are already pointed out

-There are many banks out there which give particular offers for students, student credit cards for example

The cost of college education usually prevents many talented students from enrolling. This is just wrong! Please check any possibility before you give up on pursuing an higher education. Student loans are a great opportunity you shouldn’t underestimate. There are many packages designed to fit your needs so you can pay back in full safety once you’re done. Many college degrees are worth more money than you can possibly borrow!

Of course loans are not the only financial aid you can look for, but perhaps they’re the most profitable and advantageous for you. Think about scholarships if your GPA is good enough, grants or if you’re a postgrad many professors would allow you to teach introductory classes. Do your own research as this is probably the first time you’ll have to handle such a large sum of money, you may feel uneasy and nervous, well don’t be. Plan your moves wisely and don’t be afraid to act.

Luckily, there are several options available to help college students have enough money to get through each semester.

<b>1) Take out student loans.</b> Although this puts you into debt, the interest rates are generally very low and this gives you more time to focus on your studies.

Student loans are probably the most common way that students pay for college themselves,  but the problem is it sets them up with a repayment schedule that can take years to completely pay off!

<b>2) Get a part time job.</b> There are lots of options here, since you’re not in high school anymore and have proven your intelligence (somewhat anyways!)

Here’s a few very common part time jobs that college students whose parents won’t pay for college find themselves in:

-Waiting tables bartending. This can be a fun job depending on where you work, and you can also make some pretty good money. The main problems with this job is that to make the best money you have to work weekends, you’re on your feet all day, and some people are really cheap with their tips.

-Jobs on campus, such as administrative assistants. You’ll probably find these jobs to have flexible hours, decent pay, and your boss may even let you do your homework if things are slow! I always liked getting paid to do my homework, it’s not a bad gig.

-Retail jobs such as Home Depot or Best Buy. Not always  the most glamorous, but you can make decent money doing this and get some great discounts (in case you ever have money left over after Friday night). You’re on your feet a lot though, and should be able to work well with people.

-Special event companies. These companies rent out equipment such as large inflatables, casino equipment, or make the food at large corporate events. It’s a pretty fun job, but if you help with setup and strike (cleaning up) then it can be fairly tough physically.

-Temp agencies. These places can find you all sorts of jobs, and if you’re in college and are actually willing to be at work on time and do a good job, they LOVE you. The problem with these is the agency usually takes a cut of your paycheck off the top from you… like 50% sometimes.

Besides student loans and getting a part time job, you have one more option-

<b>3) Start a small company yourself.</b> Some require very low (or no) startup costs, so the money you make is profit rather than repaying a business loan or your grandma.

-Tutoring is very easy, and requires absolutely no startup costs. Just start asking around campus, or advertise your tutoring business on Craigslist or other free sites. You could even put posters around the campus.

-Landscaping and painting are easy to do, and you can generally get started with a few hundred bucks. You can have a pretty high profit margin with these, the trick is learning how to estimate costs and value your time.

-Start an online business, such as a blog or affiliate marketing. This is my personal favorite, as it gives you the most flexibility, highest income potential, and lets you learn skills you can take with you for the rest of your life.

People are spending billions of dollars online each year, and there’s a way you can have a piece of that pie! This isn’t the easiest method of making money, as it will require some hard work and a huge learning curve. The cool thing is that once you’ve got it down, you’ll see some serious money coming in.

Those are the best 3 ways to make money in case your parents won’t pay for college. I personally recommend starting your own business online, but it’s not for everyone. Whatever you choose, good luck with it!

About the Author

Justin Stowe is an entrepreneur who had to pay for college mostly using student loans, but today is helping others through http://www.payforcollegeyourself.info. If you are serious about NOT taking out thousands in loans, find out how to make money yourself Click Here.

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